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LET'S MAKE A PLAN - CALL OR EMAIL TODAY - I MAKE GETTING STARTED EASY!

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LET'S MAKE A PLAN - CALL OR EMAIL TODAY - I MAKE GETTING STARTED EASY! 〰️

FREDERICKSBURG HOME LOANS

With The Blane Stewart Team

Why Choose the Blane Stewart Team?

⭐ 1. Home Purchase Loans

NFM Lending helps borrowers finance the purchase of a home and offers multiple loan types.

We promote an “easy, predictable, reliable home loan experience” for buyers.
We offer 10 loan types, including FHA and VA loans.

⭐ 2. Refinance Loans

NFM Lending provides refinancing options to:

Lower monthly payments
Change loan terms
Adjust interest rates This is part of their core “buy or refinance” service offering.

⭐ 3. Technology‑Driven Online Application & E‑Closing

NFM emphasizes a streamlined digital process:

Complete all loan steps electronically
Secure document collection
Electronic signing for most closing documents
Faster clear‑to‑close processing These features are highlighted on their homepage as part of their tech‑forward approach.

⭐ 4. Local Loan Originator Support

Even though we are a national lender, NFM promotes local loan officers who guide borrowers through the process with personalized support.

⭐ 5. Pre‑Approval Guidance

NFM encourages borrowers to start with the lender to understand affordability and get pre‑approved before shopping for a home.

⭐ 6. Down Payment Assistance Exploration

We help borrowers explore options such as:

Down payment assistance
Gifts
401(k) funds, which aligns with our “don’t rule yourself out” guidance for buyers with limited assets.

⭐ 7. Education & Homeownership Support

NFM provides answers to common buyer questions, including:

Whether to contact a lender or realtor first
What assets count
How to navigate the homebuying journey. This is part of our “Road to Homeownership” support.

APPLY WITH BLANE

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What Our Clients Say

Christopher Weiss

Blane Stewart is AWESOME!

From start to finish, Blane and his team at NFM Lending provided top-tier service. His proactive support made the entire home buying process smooth and stress-free. Blane’s helpful demeanor, clear communication, and deep knowledge of the mortgage process gave me confidence every step of the way.

He was always one step ahead—answering questions before I even knew to ask them. It’s clear that he truly cares about his clients and works hard to ensure everything goes as planned. I couldn’t have asked for a better lending partner.

Highly recommend!
Young Hee Byun

I had a great experience working with Blane Stewart and his team at NFM Lending while buying a home in Charlottesville. From day one, they were clear, responsive, and patient—walking me through every step of the mortgage process and making sure I felt informed and confident.

Even when unexpected changes came up, Blane handled them calmly and efficiently, keeping everything on track for a smooth closing. His local knowledge and attention to detail were incredibly reassuring.

What really sets Blane apart is his follow-up. Even after closing, he and his team checked in, offered helpful tips, and made it clear that their support doesn’t end when the loan is finalized. It’s rare to find that kind of long-term care.

I highly recommend Blane Stewart and the NFM Lending team to anyone buying in the Charlottesville area. They truly go above and beyond.
Matt Brinckman

We have worked with Blane and his team for two mortgages and a refinance. They are efficient and thorough. Blane goes out of his way to be helpful, including advice and referrals for anything in the finance or real estate realm. I can’t wait to work with them again in the future.

AWARDS

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We Love To Give Back To The Community

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